If managing your money better is one of your New Year’s goals, but you were shocked to learn that the Mint announced they are shutting down, don’t worry. Many Mint alternatives exist to help you create your budget and reach your savings goals.

Is Mint Shutting Down in 2024?

Mint is one of the longest-running personal finance apps, but on October 31, 2023, they announced that they are shutting down and merging with Credit Karma.

Why Is Intuit Shutting Down Mint?

Intuit states they are reimagining Mint, making it a part of Credit Karma to help customers master their personal finances. Users can switch to Credit Karma and see some of the same Mint features with more power.

Customers can track spending, set goals, see their net worth, and get actionable tips to further improve their financial situation.

When Is Mint Shutting Down?

Intuit has been somewhat secretive about the exact date Mint will shut down, but the overall consensus is that it will cease all operations as of March 23, 2024.

10 Best Mint Alternatives To Manage Your Money

Mint shutting down can feel devastating if it’s the only personal finance app you’ve used, but fortunately, there are many Mint alternatives to consider.

1.   Monarch Money

Like Mint, Monarch Money gives you a holistic view of your finances. You can link all of your financial accounts, including bank accounts, credit cards, investment accounts, and loans, so you can see your net worth all in one place.

If you own real estate, you can connect Zillow Zestimates to keep track of your real estate values, and if you have alternative investments, you can add them manually so you always know your net worth in real time.

Monarch automatically categorizes your spending by using AI and transaction rules so you always have a clear picture of your spending habits.

Other favorable features include:

• Customized budgeting: Create categories and set up automatic notifications to stay on track.
• Spending flow charts: Get a visual of your spending patterns to determine where to make changes.
• Free collaboration with a partner or financial advisor: Securely share the information with a partner to get on the same page or your financial advisor for more customized advice.
• Goal monitoring: Track your goals and see what changes you should make to reach them.

You can build custom reports and personalize the dashboard so it shows the information you need to make important financial decisions.

Mint customers can enjoy a 50% discount using code MINT50 when importing data from Mint.

2. YNAB

YNAB (You Need a Budget) has a mission to change how you view money. They want you to love money management, and they do this by teaching a flexible budgeting method that helps you get better control of your money so you can spend guilt-free.

YNAB has four rules:

• Give every dollar a job: This ensures your hard-earned money goes toward what you need, including paying bills and spending money.
• Embrace your expenses: YNAB encourages you to break down all expenses, including those that are less frequent, into monthly installments so you always have enough to cover your expenses.
• Be flexible: Life changes, sometimes monthly, and YNAB encourages you to make your budget flexible, changing your spending habits as necessary without guilt or feeling like you must sacrifice.
• Use old money: YNAB wants all users to get to the point that they use last month’s money to pay this month’s bills. This eliminates the risk of living paycheck-to-paycheck and makes for a more peaceful life.

YNAB has a 34-day free trial, so you can see if it’s right for you, and Mint users can import data using the Mint to YNAB migrator.

3. Quicken Simplifi

Quicken is another household name in the personal finance world, but Quicken Simplifi is a newcomer to the field.

It’s Quicken’s mobile personal budgeting app that tracks and categorizes spending, creates spending plans, creates and monitors savings goals, and runs customizable reports to help you see the big picture.

Users can set up real-time alerts for low balances, upcoming expenses, or when you’re close to your spending threshold. Quicken Simplifi automatically categorizes spending but has many opportunities for customization to track spending habits effectively.

Quicken limits Mint users to 10,000 transactions per import, and you must manually set up recurring reminders for any uploaded data. Quicken currently is giving Mint users free access for one year when they import Mint data within 3 months of signing up.

4. Empower

Empower, formerly Personal Capital, is probably the closest of all Mint alternatives. Like Mint, it offers a free personal finance dashboard, but the tools are much more extensive than Mint ever offered. You can link most financial accounts to Empower and track your net worth.

Empower strives to help users plan for the future while sticking to the created budget with these tools:

• Net worth calculator: If you link all your personal finance accounts to Empower, you can see your net worth in real time. This helps you make sound decisions to achieve financial freedom.
• Budgeting planner: Set savings and spending goals and track your progress to see if you’re sticking to your budget. You can also create customized categories to ensure your spending habits are within your budget, and if not, you can easily make changes in the flexible budgeting tool.
• Retirement planner: Retirement may feel eons away, but the retirement planner helps you see how much you should save now to achieve your long-term goals. You can run different scenarios, playing with the numbers to see if you should change your current retirement savings plan.
• Long-term financial planning: The Education Planner and Investment Checkup tools help you see your progress toward long-term goals and determine if you need any changes.

The only downside is Empower doesn’t have a tool that imports Mint data directly to Empower.

5. Rocket Money

Rocket Money helps users take control of their financial lives. Over the last five years, they’ve saved members over $117 million.

But like the other good Mint alternatives, Rocket Money gives you a holistic view of your net worth if you link your financial accounts or create custom categories. If you link your accounts, Rocket Money will automatically track and update asset values and debt balances.

Other features Rocket Money offers include:

• Customized budgets: Use Rocket Money to create budgets, and they will automatically create a spending allowance based on your most common transactions. You can also set up goal trackers and get alerts when you’re nearing spending limits.
• Automated savings: Rocket Money helps you reach savings goals by automatically transferring free funds to your savings account. This ensures you always save and gets you much closer to reaching your savings goals.
• Track and cancel subscriptions: A big part of budgeting is reducing your spending. Rocket Money helps you find and cancel unnecessary subscriptions for you, keeping more money in your pocket.
• A free version: Rocket Money offers a free version but doesn’t include access to automated savings, a concierge to cancel subscriptions, or access to financial experts to answer your questions.

Like many Mint alternatives, you can automatically import your Mint data to Rocket Money.

6. Tiller Money

Tiller Money is a great choice if you’re looking for a Mint alternative that uses spreadsheets. Like most budgeting apps in this list, it automatically updates in real-time, so you always have the latest information.

Tiller Money has flexible spreadsheet templates, whether you want to track spending, create a debt payoff plan, create a budget, or track your net worth. Because it uses spreadsheets, Tiller Money makes forecasting finances and cash flow simple, using just one tool.

Other features Tiller Money offers include:

• Spending Trends Sheet: Get control of your spending by visualizing it so you know where to cut back.
• Multiple templates: Users can access prebuilt templates and community-built templates, or you can create your own.
• Email summaries: For the days you don’t have time to analyze a spreadsheet, Tiller Money sends an email summary of your most recent transactions so you’re always informed.
• Great customer support: Tiller Money has extensive documentation, access to U.S.-based representatives, and a large customer community to get answers to your questions.

Like many Mint alternatives, Tiller Money has a free 30-day trial. However, importing Mint data to Tiller Money may be a bit labor-intensive.

7. CountAbout

If you’ve been using Mint for many years and want to import your data to your next budgeting app, CountAbout makes it simple with its seamless import capabilities. CountAbout is a straightforward budgeting app that allows custom categories and doesn’t pester you with annoying ads.

Along with creating a robust budget, you can capture and save receipt images and automatically sync your bank accounts. They sync with thousands of banks but state if your bank isn’t listed, ask them to add it by contacting support.

Other features CountAbout offers include:

• Projections: See the difference even small changes in your spending habits can have on your financial goals. Whether you’re trying to get out of debt or save more, the budgeting tools will help you see how to reach your goals faster.
• Spending reports: Get a customized spending report so you can see where your money goes and what you should change. You might be spending money you didn’t realize and can reach your goals faster by changing it.
• A free trial: CountAbout offers a lengthy 45-day free trial, and then to have access to automatic downloads from your linked bank accounts, you must sign up for the Premium version.

8. PocketGuard

PocketGuard makes it easy to see where your money goes each month, helping you spend less and save more. PocketGuard has over 1 million members and has helped users achieve $900 million in savings goals.

PocketGuard is all about simplifying personal finances to make it easy to stay on track. You can link all your financial accounts in one place, track balances, and see your net worth in real-time.

Here are other features PocketGuard includes:

• Bill reminders: Never pay a bill late again with PocketGuard’s bill reminder. You’ll pay your bills on time and feel confident you have the money to do it.
• Monitor cash flow: Watch your cash flow and spending categories to ensure your net worth is where you hoped.
• Know what’s free to spend: It’s never good to spend without knowing what you have available. PocketGuard helps you instantly know what’s in your pocket that you can spend.

It’s a great Mint alternative and offers a simple 5-step process to import your Mint data to PocketGuard.

9. EveryDollar

EveryDollar is a Dave Ramsey program that helps you be more confident about your finances, budget, and spending patterns. Its goal is to help you take control of your finances and feel in charge of your money rather than your money being in charge of you.

EveryDollar claims that within the first month, you’ll find $395 in extra money, cut your expenses by 9%, and sleep better at night, knowing you have a good chance of reaching your financial goals.

Like many Mint alternatives, EveryDollar has a free and premium version. The free version offers a customizable budget and savings funds, but the premium version offers the following:

• Account syncing: You can automatically link and sync accounts from your financial institutions to know your cash flow in real-time.
• Paycheck planning: Plan your cash flow so you stop overdraft fees, late payments, and unnecessary panic attacks between paydays.
• Savings goals: Set your goals and work toward them, monitoring your progress for short and long-term goals.
• Financial coaches: Get access to finance professionals who can help you make important financial decisions.

EveryDollar is a robust Mint alternative; however, you cannot upload Mint data to EveryDollar currently.

10. Goodbudget

Goodbudget is a budgeting app available in the iOS and Android stores. Think of it like the paper envelope system but virtual, so you don’t have to mess with paper envelopes.

It’s the budgeting app built for everyday life that helps you split your income into categories and track spending to ensure you don’t go over in any category.

Goodbudget doesn’t have all the bells and whistles other Mint alternatives have, but it helps families stay within their budget and reach their savings goals.

How To Choose the Best Mint Alternative

When comparing Mint alternatives, there are several factors to consider.

Cost

Most Mint alternatives have a cost, either monthly or annually. Choose the app with the fee that fits your budget and is worth paying for because you’ll use its features. Otherwise, you’ll defeat the purpose of using a budgeting app.

Data Migration

How do you want to input your information? Most apps offer automatic syncing, but not all do. If manual input isn’t on your to-do list, look for budgeting apps with automatic syncing.

Functionality

A budgeting app doesn’t do you any good if it doesn’t offer the features you need. Think about what you want outside of tracking your net worth. Do you want customized alerts, robust reporting, or savings goal trackers? Check for the features you find most necessary.

Security

No app should sell your information, and all should use bank-level security using services like Plaid. Look elsewhere if a budgeting app doesn’t take security seriously or mention it on its website.

Compatibility

Make sure the budgeting app you choose is compatible with your devices, whether a desktop, smartphone, or tablet.

What Is the Best Free Mint Alternatives?

If you want a Mint alternative that’s 100% free, the Empower app is the best option. You get a free personal finance dashboard that tracks all your financial accounts in one place without any fees.

Of course, like most apps, there’s an option for paid services, like investment accounts, but you can absolutely use the app without paying anything.

FAQs

Which Mint Alternatives Are Most Similar to Mint?

Empower is the closest app to the Mint app because it’s free and tracks your net worth. Other apps similar to Mint include Monarch Money and Rocket Money, but both charge a fee.

Is PocketGuard Suitable for Tracking Spending?

PocketGuard is a great app to track spending. It tells you how much you have available after setting aside money for bills, necessary spending, and savings.

Is EveryDollar Suitable for Zero-Based Budgeting?

EveryDollar uses the zero-based budgeting method. This means you give every dollar a job, and no money sits idle, helping you reach your financial goals and learn how to live on last month’s income.

What Will Happen to My Mint Account?

Mint users have the option to download and delete their data from Mint until March 23, 2024. We recommend deleting your data to ensure it’s removed from the platform.

What Is the Best Option for Mint Data Migration?

Intuit encourages Mint users to migrate to Credit Karma, seamlessly transferring the data. If you prefer another Mint alternative, you must follow each app’s instructions. Most budgeting apps offer a data migration tool for Mint users, but not all do.

What Is the Best Alternatives to Mint for Calendar Budgeting?

EveryDollar is a good alternative for calendar budgeting. It helps you get in front of your bills so you can use last month’s income for this month’s bills, ending the paycheck-to-paycheck living.

What Mint Budget App Alternatives Allow Scheduled Bill Payments?

Most Mint app alternatives offer scheduled bill payments. YNAB, Tiller Money, and Monarch Money are all great alternatives that offer scheduled bill payments.

The Bottom Line

The best Mint alternatives are the apps you’ll use most consistently and don’t cost too much. Some apps are pricey but offer robust features, helping you get on track with your budget.

If you opt for a paid version of a budgeting app, ensure it has features you’ll use consistently and will help you create and meet monthly budgets, provide valuable insights, and provide the key features you need.